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Monthly Archives: September 2016

Selling a Home Without Sounding like a Used Car Salesperson

Selling a home is a difficult enough task as it is, but the longer a home stays on the market the easier it is to fall into the trap of sounding like a used car salesperson and accidentally pushing people away. Continue reading

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Get a Mortgage Approved for a Vacation Property

While a second home can seem like a great purchase and solid investment opportunity, there are different requirements that go into this type of purchase. If you’re considering a vacation home, you may want to be aware of the following financial factors. Continue reading

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The Pros and Cons of Mortgage Rate Locks

If you’re just jumping into the game of home purchasing, you are likely considering all of your loan options and may even have heard the term mortgage lock. For those who don’t like to gamble, a mortgage rate lock can offer a bit of reassurance, but there are also some downsides to this type of protection. Before signing off on this, here are the details on rate locks so you can make an informed decision. Continue reading

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Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

If you’re wondering how much home you can truly afford and how your cost of living will fare for your mortgage approval, here are some of the details on what you can expect when it comes to finding a home at an affordable price. Continue reading

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What’s Ahead For Mortgage Rates This Week – September 26, 2016

Last week’s economic news was abundant with releases on home builder sentiment, housing starts, building permits, sales of previously owned homes. The Federal Open Market Committee of the Federal Reserve released its customary statement at the conclusion of its meeting; Fed Chair Janet Yellen also gave a press conference. Weekly readings on new jobless claims and mortgage rates were released as usual. Continue reading

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Understanding Home Seller Disclosures

As a seller it can be difficult to know whether the required information is being disclosed. Nobody wants to appear misleading, especially when it can impact a sale, and making sure all the proper information is finding its way to the buyer is imperative to make the deal go through. Continue reading

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Mortgage Myths: Here’s Why You Don’t Need a Full 20 Percent Down Payment

If you’re just getting into the real estate market, you may have heard that 20% down is the ideal percentage in order to lower your monthly payments and get your mortgage application approved. However, while 20% is often suggested, many people struggle to come up with this amount of money. Continue reading

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What Types of Coverage Are Included in Standard Home Insurance Policies? Let’s Take a Look

Every insurance policy is different and can provide certain levels of protection tailored towards the needs of the policy holder. However, there are some standard types of coverage that are included in most basic home insurance policies. Continue reading

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Kakaako Luxury Condo at the Hokua

Honolulu’s most desirable Kakaako luxury condo at the Hokua. This unit has an unobstructed view of the Pacific Ocean, Magic Island, harbor, Ala Moana Park, and world-famous landmark Diamond Head. Beautifully upgraded with engineered wood flooring, Subzero appliances, wine cooler, … Continue reading

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Princeville Townhome at Villas on the Prince

An abundance of natural light fills the main living area of this Princeville townhome giving it an inviting interior. With open views that extend across the fairway and the park, this remodeled 3-bedroom/3-bathroom unit is located in the beautifully landscaped gated … Continue reading

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